What Is A Calendar Year Deductible. Determine if the deductible is reasonable and manageable for your budget,. Each time you pay costs that count toward your deductible, it adds to the total amount you have to pay that year.

In the realm of health insurance, a calendar year deductible is the amount an insured individual must pay for medical care out of pocket before the insurance company. A deductible is a fixed amount of money you pay each plan year before your health insurance begins to pay its share for your healthcare.